Insurance is highly recommended. After the events affected by COVID-19, you must add travel insurance at the time of your deposit for the most comprehensive coverage. Your trip is a significant investment, and we highly recommend the purchase of travel insurance. If you choose to decline this valuable protection, you are assuming any financial loss associated with your travel arrangements. By declining to purchase travel insurance you fully understand that your travel agent is not liable or responsible for any expenses incurred as a result of cancellation or interruption, emergency medical and transportation, baggage and personal effects, flight and travel accident, and/ or rental car physical damage.